Disclaimer

General Disclaimer

The information provided by Simple Mortgage Payoff Calculator (the "Website") at simplemortgagepayoffcalculator.com is for general informational and educational purposes only. All calculations, results, and content on this Website are provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Website.

UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE WEBSITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE WEBSITE. YOUR USE OF THE WEBSITE AND YOUR RELIANCE ON ANY INFORMATION ON THE WEBSITE IS SOLELY AT YOUR OWN RISK.

Not Professional Financial Advice

The Website cannot and does not contain financial advice. The calculation results and information are provided for general informational and educational purposes only and are not a substitute for professional financial advice.

Accordingly, before taking any actions based upon such information, we encourage you to consult with appropriate professionals, including licensed mortgage brokers, financial advisors, accountants, and real estate professionals. We do not provide any kind of financial advice.

Nothing on this Website should be construed as an offer to sell, solicitation of an offer to buy, or recommendation for any security, financial product, or financial instrument.

Accuracy of Calculations

While we strive to provide accurate mortgage payoff calculations, the results generated by our calculator are estimates only. Actual mortgage payments, interest savings, and payoff timelines may differ significantly from the estimates provided due to various factors, including:

• Specific terms and conditions of your actual mortgage agreement
• Varying interest rates and rate adjustments (for adjustable-rate mortgages)
• Additional fees, charges, and closing costs not included in calculations
• Property tax and insurance variations over time
• Prepayment penalties that may apply to your loan
• Differences in how lenders apply extra payments
• Changes in escrow requirements

Always verify calculations with your mortgage servicer or lender before making financial decisions.

Third-Party Content and Advertisements

The Website may contain links to third-party websites or content, as well as advertisements from third-party advertisers, including Google AdSense. These third-party sites and advertisers are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us.

We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites or advertisers. Third-party advertisements may include links to products or services, and we are not responsible for evaluating the quality or suitability of these products or services.

Interest Rate Disclaimer

Interest rates mentioned or used as examples on this Website are for illustrative purposes only and may not reflect current market rates or rates available to you. Actual mortgage interest rates vary based on many factors, including:

• Credit score and credit history
• Down payment amount
• Loan type and term
• Property location and type
• Current market conditions
• Lender-specific factors

Contact multiple lenders to obtain current rate quotes for your specific situation.

No Guarantee of Results

The results and savings shown by our mortgage payoff calculator are hypothetical projections based on the information you provide. We cannot and do not guarantee that you will achieve similar results or savings with your actual mortgage.

Individual results will vary based on personal financial circumstances, actual loan terms, payment consistency, and other factors outside our control. Past performance or projected savings do not guarantee future results.

Use at Your Own Risk

Your use of the Website and reliance on any information or calculations on the Website is solely at your own risk. The Website is provided on an "AS IS" and "AS AVAILABLE" basis, without any warranties of any kind, either express or implied.

We do not warrant that the Website will be uninterrupted or error-free, that defects will be corrected, or that the Website is free of viruses or other harmful components.

Affiliate and Advertising Disclosure

This Website may contain affiliate links or advertisements. If you click on certain links or advertisements and make a purchase or take other actions, we may receive compensation. This compensation helps support the operation of this free Website.

We use Google AdSense to display advertisements. Google AdSense uses cookies to serve ads based on your visits to this and other websites. You can opt out of personalized advertising by visiting Google's Ads Settings.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SIMPLE MORTGAGE PAYOFF CALCULATOR SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to or use of or inability to access or use the Website
• Any conduct or content of any third party on the Website
• Any content obtained from the Website
• Unauthorized access, use, or alteration of your transmissions or content
• Decisions made based on calculations or information from the Website

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes and clarifications will take effect immediately upon their posting on the Website. We encourage users to frequently check this page for any changes.

Contact Us

If you have any questions about this Disclaimer, please contact us:

Consent

By using our Website, you hereby consent to our Disclaimer and agree to its terms.